Trefriw Business Related Tutors and Trefriw Business Related Tuition

Personal Description:
I am a 47 year old female teacher.
I live and teach in Bournemouth.

Teaching Experience:
I have been teaching for 20 years. I teach Business Studies and Economics at GCSE and A-level. I also teach vocational Business courses. I have taught in a comprehensive school, a private school abroad and a college.

Tutoring Approach:
I am happy to provide individual support to the tutee depending on their needs. This may involve help with coursework or exam technique.

Subjects

Personal Description:
Friendly private tuition available from highly experienced PhD qualified, DBS certified tutor and examiner from the award winning top 3 private tutors in Oxford
Maths, further maths, science, engineering, statistics, computer, Economics, Business studies
Essay/thesis structuring and editing
FACE-to-FACE/ ONLINE tuition

For GCSE, igcse, A-levels, IB, HND, diploma, University and adult learners

Common entrance exams- GMAT, GRE, SAT, STEP, GAMSAT, UKCAT, BMAT,
psychometric test, interview preparation

Teaching Experience:
I have been teaching for more than ten years.

Do not provide academic essay writing services or services that allow people to hire others to take standardized tests for them.
Is committed to safeguarding and promoting the welfare of children and young people and expects all to share this commitment.
Supports Pratham UK, a charity organization for children, which works to help make a difference through educating children.

Tutoring Approach:
I am very friendly and patient.

Service offered
Special attention to students with learning difficulties i.e. dyslexia
After school support/ homework help
Help in UCAS application
Entrance/ mock exam preparation
Interview preparation
Thesis writing and structuring
School/ University/ Course selection
Motivating students to be more focused and organised
Unique strategy for individual student based on their ability and requirments
Ready to travel to students place

Subjects

Personal Description:
I am an accomplished educator with a wealth of experience spanning multiple academic levels. I hold the role of a College Lecturer and am also a certified teacher from Liverpool John Moores University. My teaching journey has encompassed learners from Year 7 up to Advanced Level, as well as university students. My academic background includes a First-Class BSc (Hons) degree in Software Engineering from Kingston University and a Master's degree in Computer Science with Artificial Intelligence, achieved with Distinction. I am also currently pursuing a PhD in the field of Artificial Intelligence.

Furthermore, I have successfully completed the NIPQML (The National Professional Qualification for Middle Leadership), underscoring my commitment to effective educational practice. My approach is characterized by approachability, reliability, and enthusiasm. I bring extensive expertise in teaching a variety of subjects, including Maths, Chemistry, Biology, Physics, and Computer Studies, with experience spanning GCSE, Advanced Level, and university-level education.

Teaching Experience:
With an extensive teaching background spanning numerous years, I have successfully instructed students from diverse backgrounds and age groups in subjects including Maths, Physics, Chemistry, Biology, Business Studies, and Computer Science. My teaching expertise encompasses multiple examination boards, specifically AQA, OCR, and EDEXCEL. I have experience instructing at various levels, including GCSE, IGCSE, BTEC, AS, and A2.

Currently, I hold the position of a Computer Science and Digital Technology Lecturer at a college in Merseyside. This role allows me to continue fostering educational growth and instilling valuable knowledge in my students.

Tutoring Approach:
I possess a deep understanding of children's diverse learning styles, enabling me to craft lessons that incorporate effective teaching techniques to optimize their learning experience. My primary goal is to nurture learners' confidence, achieved through the use of straightforward methods that render complex concepts easily graspable. My approach thrives on interaction, ensuring that lessons are dynamic and engaging, ultimately cultivating effective learning and enhancing children's cognitive abilities.

During tutorials, I actively engage with students to create an immersive learning environment. This approach not only ensures real-time comprehension but also bolsters critical thinking throughout the lesson. Utilizing meticulously updated PowerPoint slides, I harness their potential as a teaching tool. These slides, coupled with a comprehensive array of resources-ranging from notes and specifications to exam techniques, knowledge organizers, recent past papers, and marking schemes-form an integral part of my teaching strategy.

For group classes, I require a minimum of 5 students to foster collaborative learning. The pricing structure for these classes is as follows:

- KS3: £20 for a two-hour session (Maths/Triple Science)
- KS4: £25 for a two-hour session (Maths/Triple Science/Computer Science)

This pricing scheme ensures quality education in a supportive group setting. Your child's learning journey is my priority, and I am dedicated to providing an enriching experience that fuels their growth and success.

Subjects

Personal Description:
An experienced information technology consultant working in the enterprise arena, I have a passion for teaching.
I have previous teaching experience not only on a one-to-one basis but also in the classroom environment.
Having attended private primary and secondary schools with exceptional teaching standards throughout, I have gained a lot of valuable experience and understanding in how educators can take their students the extra mile to ensure that not only do they get the best grades but also to ensure that students get the best from their education in order to assist them later in life, whether that be at university or in their careers.

Teaching Experience:
Having taught in both classroom and one-on-one based environments, I have a broad range of skills and expertise when it comes to actually lay out the knowledge. Private tutoring has been something I have always done on the side and having taught in such environments for over four years, I have significant experience in teaching and learning styles which can assist students on a multitude of levels.
I have taught students from secondary school to university level, the main subjects taught being Maths, English, Sciences, Law, Business Studies and Information Technology.
University Level can also be catered for, subjects such as Law, Business Studies and IT/Computing.

Tutoring Approach:
I like to give students a relaxed environment in which they can learn and enjoy. Furthermore, I believe working outside of lessons is also a key part to learning and developing one's knowledge hence my use of short yet effective homework exercises which not only prepare students for the next session but also help reinforce what they have already learnt. Using these techniques, I am able to better assist the student(s) on where they may need some more assistance. Of course, every student is different and learning techniques always need to be worked upon in order to ensure that students get the most out of their sessions with me.

Subjects

Personal Description:
I currently work as an IT Specialist at an Investment Bank.

I am able to provide in person or online tutoring in Economics, Politics, Business and Geography. I have taken A Levels in Economics, Politics and Geography and obtained a First Class Bsc Business Management Degree at King's College London Business School in 2017. I achieved an A* in my A Level Economics with a score in the high nineties.

There is an additional charge if travel is required to the tutee.

Teaching Experience:
Past experience as a Private Tutor in A Level Economics, Business and Geography for 4 students.

Tutoring Approach:
I am a passionate tutor who has clear teaching techniques which help my students consolidate their knowledge and build their confidence in the subject matter so they are prepared for success. I have had tutoring experience with my students which have allowed them to achieve high marks.

Subjects

Personal Description:
I have taught, supervised and mentored more than 1000 BSc, MSc and PhD students from around the world to deliver individual and team projects. I worked as a trainer, programme leader and module coordinator in the courses on IT Strategy and Management, Global Business and Sustainable Management, Business Administration, Organizational Development, Public Sector Management and Research Methods (Qualitative & Quantitative), supervising & managing research projects, (re)developing curricula for eLearning, producing course syllabi and designing evaluation methods together with colleagues and support staff in various UK and European universities.

Teaching Experience:
I am competent in most subjects within Management and Economics programmes and have extensive experience in thesis and assignment supervision, research guidance as well as academic writing.

MSc Dissertation in Project Management with A. - I worked with A. to help her with her MSc Dissertation in Project Management. I clarified the key issues and concepts, helped her develop a plan and a reading as well as reference list. Tutored her academic writing skills and coached her throughout the entire process. She was almost sure she would have failed, yet not only she ended up enjoying the time dedicated to her dissertation, but she also achieved a merit.

MSc dissertation in Economics with I. - I. was confused about the literature and the research for his course work and dissertation, he was also worried about his writing style. With regular sessions with me, I. gained the understanding and tools to improve his research and writing and submit his course work dissertation on time.

Research Methods (MBA dissertation) with P. - I helped P. prepare a first class approach for the research methodology of his MBA dissertation and to identify articles in arabic that were relevant for his topic.

BSc, Project Management Essay with J. - J. was under intense time pressure to deliver his project management essay and prepare for his exams at the same time. I worked with him two days in a row so that he could achieve high results in both.

BSc, Management, Accounting & Economic Philosophy assignments tuition with T. - T. is a hard working student from China. Unfortunately, his brilliance and knowledge was not emerging following his first essay results. Working with him 2/4 hours per week for 4 months, T. is now confident again he can truly express his knowledge and get the results he deserves.

BSc, Microeconomics tuition with H. - I worked with H., a native English speaker understand the way to approach and revise for her micro-economics module. She requested one week of intense online tuition, albeit the exam was imminent in one month. H. has now successfully completed the module

BSc, Advanced Economics Subjects, Econometrics (essay based) with V. - I worked 2 and half months giving V. 2-5 hours of tuition every day to prepare for his exams and coursework. V. learning needs had to be tailored to his special needs: being a dyslexic student I had to stimulate his learning ability and memory skills using visual aids and ad hoc examples. Even if the subjects were highly technical he benefited immensely from my dedicated approach, exclusive to him.

MBA dissertation with H. - H. was a full-time working mum of two children with special needs and had very little time to complete her MBA dissertation which was due in two months when we started. Working evenings and weekends with me H. was able to complete and submit her thesis on time and still thanks me for it!

BSc, Economic Development, Regulation, Business & Management with S. - I gave S. tutoring in three final year BSc subjects helping him increase his grades and better plan for his revision in order to use her time well.

PhD Management tutoring with K. - K. is one of my current tutees studying for a PhD in management. We have highly intellectual sessions on his research progress and he consults with me regularly on all aspects of his PhD studies.

Economic Development BSc exam preparation with J. - J. needed to discuss his understanding of the module to better prepare for his exam. He requested me to have regular questions and answers sessions one a week for two weeks with him so that any knowledge gaps could be filled. Our tutorials helped him relieve the stress and anxiety of the exam preparation.

Tutoring Approach:
TESTIMONIALS:

The feedback Diego gave me was a clear view on how to improve my work

Diego has been very helpful and gives clear information. His classes are very interesting and I have chosen his courses because of his approach.

Diego is a wonderful tutor. His teaching approach towards the subject has made me develop my interest in it.

Diego, for my personal opinion, has been really helpful for me to understand the real meaning of the subject.

The tutoring Diego gave me was great and I wouldn't have been able to do my essay to a good standard without his help!

I am happy with tutoring sessions with Diego, as I was trying to establish the research methods and his advice was helpful.

As a dyslexic final year undergraduate, I would not have been able to complete my revision on time without Diego's tutorials.

Subjects

Personal Description:
I am a well-qualified, service driven, friendly and skilled professional. I thoroughly enjoy teaching students. I have over 5 years teaching experience. I have completed BSc (Honours) in applied accounting from Oxford Brookes University. In addition, I have passed two high profile professional exams (The Association of Chartered Certified Accountants ACCA & Chartered Financial Analyst CFA) in accounting, finance and investment sector.

Teaching Experience:
I teach accountancy, finance, investment, tax & statistics in graduate & post graduate level. In addition, I teach high profile professional exam students for ACCA, ACA, CIMA, AAT, CTA, ATT, CISI, IMC & CFA. I also teach portfolio management, wealth management, corporate finance, financial reporting, quantitative method, equity investment, fixed income, alternative investment, risk management, fnancial mathematics, international finance, econometrics, derivatives and foreign exchange. In accountancy, I teach all subjects area which includes financial accounting, financial reporting, corporate reporting, management accounting, performance management, financial management including advanced financial management, audit and assurance, personal taxation, corporate taxation, capital gain tax, value added tax and inheritance tax. Moreover, I also teach GCSE mathematics and A level statistics & accounting and cover all boards syllabus.

Tutoring Approach:
My teaching style is very effective and efficient. I make the study material to students easy and understandable so that it makes sense to the learners. I provide friendly learning environment. I repeat key concept many times until the students grab it as understanding the key concept is very crucial for passing the exam. I demonstrate how to approach the exam question and answer the question within time limit as time management is another essential factor during the exam. Most of the students who followed my method of learning succeed in the exam.

Subjects

Personal Description:
A seasoned Economist, having studied Math, Business and Economics formally for the best part of a decade.

I am also a financial adviser and have gained a substantial amount of experience in applying economic theory to financial markets. Such experience allows me to teach in a way that the subject is not simply abstract theory, as I am able to draw on real world examples whenever necessary.

Having also studied Business Studies and Maths to a high standard, both complementary subjects, I am able to offer context to my lessons whilst aiding with the technical aspects of Economics; Statistics and Econometrics.

Teaching Experience:
I`ve been helping students like you for 4 years and currently supporting the following students:

A Level Business x 1
GCSE Maths x 5
A Level Economics x 4
Uni Economics x 4

Tutoring Approach:
Using simple to understand, real-life examples where possible.

Combining Maths, Economics and Business knowledge to offer clarity and context.

Working through exam questions as we progress through the syllabus to build confidence and identify gaps in understanding.

Subjects

Personal Description:
I am a native Arabic speaker, very passionate and knowledgeable Arabic teacher.
Teaching on a part-time basis at the moment.
Academically, I have two master degrees; one in conflict, governance and development at university of York in UK., and the second is an executive MBA from Dauphine University, France in cooperation with HIBA in Syrian and Saint Joseph in Lebanon. Further, my BA was in English Language and Literature.
Professionally, I'm a Certified Management Consultant (CMC) with 20 years experience in development sectors within public, private and international organizations in various countries.
I worked for more than 4 years with the North Yorkshire Police, Fire and Crime Commissioner Office in policy and delivering projects.

Teaching Experience:
I have more than 11 years experience delivering lessons focused on the interests and needs of student/ clients.
Knowledgeable of standard instruction principles, modern tools for teaching Arabic to Non-Arabic speakers (English, Turkish, Indians, Italians and Germans).
This experience has equipped me by fully require qualifications from planning the course, teaching theories and methods to communication.
Ability to handle both administrative and teaching duties with a high degree of professionalism.). Besides to solid English-to-Arabic translation abilities.

Tutoring Approach:
My approaches are SMART and holistic in nature, and take in my account the culture sensitivity for each student. I am friendly and responsive, authoritative vs. authoritarian. My teaching style is more customized to meet the defined objectives. Sometime could be formal or informal, especially for students under 18 years.

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Personal Description:
I am a practising Chartered Management Accountant with over 15 years UK experience in Accountancy, Tax and Business Management. I have wide experience in teaching and training junior accountants and able to understand the individual learning needs and offer additional supports accordingly.

Teaching Experience:
I have been teaching and training junior accountants for over 10 years and also teaching Accountancy and Tax on part time basis at University of Suffolk Bury St Edmunds .

Tutoring Approach:
I will assess the individual learning requirement and work on them and assess the learning outcome in regular intervals. This will enable to identify where additional support is required and develop strategies to improve the overall learning process.

Subjects

Personal Description:
Another great year with all my tutees gaining the top grades and the university of their choice. I am very proud that my tutees achieve such excellent grades as I am able to improve essay and short answer grades, often considerably, due to my extensive experience at A level.. I am a friendly, very patient and good humoured tutor who is highly professional in my approach to tutoring whether online or one to one. I work hard for my tutees and am always prepared to go the extra mile. My commitment to my students is not just in the tutoring session as I will assess work and give help whenever my tutees ask for it. I have a very extensive understanding of Economics and Business and I keep up with all the latest developments in my subjects. I believe I have warm and friendly personality with a good sense of humour and that I am also a good listener.

Teaching Experience:
I am a qualified, teacher with over thirty five years experience teaching and tutoring Economics and Business. I have worked for all the major examination boards as a moderator, examiner and question setter. I have a great deal of understanding of what GCSE and A level examiners are looking for in awarding top grades. As a result I get a huge satisfaction when my students gain really improved grades, year on year, very frequently exceeding their own targets. The feedback from students, parents and carers is always extremely positive and it is this high praise that makes me want to continue teaching and making the difference.

Tutoring Approach:
I firmly believe that the majority of teachers and schools/colleges do their best to help their students. However, many students have weaknesses especially in their written work. To gain high grades students need to be able to analyse, apply and evaluate their knowledge but those skills are often not developed by their school or college. However, my experience and individually focused sessions can remedy this and as a result my students soon are making far better responses to essay questions, data response and case studies than before they started tuition. As confidence grows I work with my students to help them achieve consistent high grades and a very pleasing final grade.

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Personal Description:
I am an enthusiastic Head of Department at an outstanding school in Berkshire. I teach both GCSE and A level Business and Economics. I have experience in a range of different exam boards. I graduated from the University of Bath with a 2.1 in Economics and Politics and have a decade of real world experience having worked as a management consultant and senior marketing roles in the healthcare and lifesciences industry. I am also a proud mum to my son, keen yoga practitioner and love to travel.

Teaching Experience:
I have 8 years of teaching experience. I have supported students with dyslexia and other learning needs improve their written work and improve the accuracy and understanding of technical and diagrammatic analysis in Economics

Tutoring Approach:
My approach is to identify the students need whether that's understanding the content fully or being able to apply their knowledge to exam questions. Or indeed whether the student needs to practise structuring their writing to more clearly align with the mark schemes from the examiner. In addition some students need support organising themselves and planning their revision. I believe it should complement and enhance their school work in a positive way. Ideally students should use the sessions to enable them to become more independent in their learning rather than tutoring for perpetuity.

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Personal Description:
I am a seasoned professional with a Master's degree in Business Administration, complemented by a Chartered Accountant certification. With over 13 years of diverse experience in both the business sector and academia, I bring a unique blend of practical industry knowledge and teaching expertise. My career has been characterized by a commitment to leveraging financial acumen, strategic thinking, and educational prowess to drive organizational growth, empower students, and contribute meaningfully to both corporate and educational landscapes.

Teaching Experience:
About 13 years teaching experience

Tutoring Approach:
Online or face to face

Subjects

Personal Description:
University education up to masters level in the UK. Additional professional qualifications in accounting and finance.

Teaching Experience:
Tutor in the UK since 2010

Tutoring Approach:
Working closely with the student to ensure they have a proper grasp of the subject-matter.

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Personal Description:
Passionate, experienced educator and Chartered Mechanical Engineer with an MBA from London Business School and a strong background in STEM fields.

Before tutoring, I worked in the city for large blue chip financial services organisations within technology and data architecture. And before that I worked for tech companies including Microsoft and Uber, taking some time to organise an expedition to Antarctica on behalf of HRH Prince Wales, the Commonwealth and the BBC. I've learned how to build and lead world-class teams and really enjoy bringing a love of mentoring into tutoring key subjects.

Beyond my work, I enjoy climbing and writing music, and I'm driven by a desire to help others succeed, both in the classroom and beyond.

Teaching Experience:
100% success rate in improving student's GCSE and A-Level performance by a minimum of 2 grades or to the top possible grade.

Experience in GCSE Maths and Physics; A-Level Maths, Further-Maths and Physics; Post-Graduate Business and Management.

"Thanks so much for all your help it really paid off! I really wasn't the biggest fan of maths but I will miss our tutoring lessons as I actually found them fun." - Tutee Testimonial

"I also want to take a moment to express my gratitude to you for the fantastic support you've given my daughter." - Tutee Parent Testimonial

General Experience:

I have also coached and mentored professionals throughout my career, guiding them through complex projects and helping them to achieve personal and team goals. My experience working with young people stems from my time as a mountain guide, where I took groups of children on outdoor expeditions, teaching them about the environment and leadership.

Tutoring Approach:
My approach to tutoring is to tailor each session to the student's individual needs, focusing on making challenging subjects like Maths, Economics and Physics more accessible and engaging.

I believe in building confidence through problem-solving and helping students develop critical thinking skills that will serve them well beyond their exams.

Drawing on my experience in high-pressure environments, I aim to foster resilience and curiosity, encouraging students to ask questions and explore topics from different angles.

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Personal Description:
With over 20 years of teaching experience, I bring a proactive, supportive, and results-driven approach to every learning session. My teaching style is patient yet highly focused on identifying and prioritizing areas for growth, ensuring we address what matters most to your development. I specialize in helping students improve their English language skills for various purposes, from academic success to specific business needs, and I offer targeted support for BA/MA work as well.

Currently, I manage large-scale global social media communities for the U.S. State Department and direct my own summer camp in Italy, experiences that give me unique insights into effective communication, cultural nuance, and tailored content creation. Through my sessions, I aim to make language learning accessible, impactful, and directly applicable to your real-world goals. Whether you're aiming to refine your academic English, advance in business communication, or achieve specific language goals, I'm here to support you every step of the way.

Teaching Experience:
Experienced Educator: Over 20 years in teaching and curriculum development across diverse settings, from rural areas to international programs.

Broad International Background:
Worked in the Middle East, Europe, Asia, Africa and the U.S..
Diverse experience from teaching ESL to university students at Columbia University to directing large-scale English programs at EF and St. Giles in New York City.
Directed summer English programs in Italy and New York, managing staff, curriculum, and daily operations for large-scale programs, ran EF's Academic Department in Tarrytown, New York, training teachers, coordinating schedules for 1,000+ students, and fostering collaborative learning environments.

Student Advancement:
Assisted students in obtaining scholarships and advancing their academic careers.
Helped university students with their BA/MA dissertations, providing guidance on research, structure, and writing.

Digital Content Creation:
Designed webinars, educational videos, and interactive content for the U.S. Department of State, engaging a global audience.
Grew the American English for Educators Facebook page by 300,000+ followers, bringing resources to teachers worldwide.

Tutoring Approach:
I take a collaborative and student-centered approach to tutoring. I am patient, proactive, and dedicated to creating inclusive learning experiences that prioritize each student's unique needs and interests.

Subjects

Personal Description:
My goal is to help you to reach your goals. As a graduate of a world top 100 university myself, I understand the importance of getting the test score that you need. My postgraduate qualification in accountancy and real -life business experience give me the edge when tutoring for accountancy, economics and business studies. I passed my A.C.A. examinations to gain membership of the I.C.A.E.W. in 1996. After more than 30 years of finance experience, I retired in order to tutor full time. My students give me 5 stars, and find that I help them with motivation and tackling tricky subjects.



Make today the first day of your life! Book a lesson!

Teaching Experience:
I have three years experience of tutoring and marking. Prior to that I have 30 years of real-life experience in accounting and finance. This gives me the edge when making accounting, economics and business studies understandable to students.

My first degree in International History and Politics included Economics as a subsidiary. My professional accountancy qualifications are postgraduate level qualifications in accountancy. An additional bonus is that I hold a second degree level qualification in teaching English, which is an Ofqual regulated teaching qualification. My accountancy, business and economics students will receive coaching about how to ensure their answers are well-written and logical. This can lead to higher scores.

Tutoring Approach:
My students describe me as professional, approachable and driven. I coach adults over 18 online and resit students are welcome. I have great material including past papers. When we first meet we will discuss your learning needs so that I can develop a personalised learning plan for you. During each class, I initially explain the concept, then we work on a task together. As the next step the student tries an independent activity (often a past test question), then receives feedback from myself.

As a way to consolidate knowledge, I offer to set and mark an appropriate homework task for every booked lesson. This is optional, some students prefer to book more lessons!

Subjects

Personal Description:
After qualifying as a teacher from Oxford University's specialised teacher training college I entered business and have held many senior positions as Commercial Director (e.g. Wembley Stadium) and Chief Executive of medium to large business mainly in the service sector. Complemented with 6 years experience as a global management consultant with Deloitte Consulting, one of the "Big Four" global firms.

I moved into Higher Education as a both a Senior manager (Director) at the University of the Arts London and subsequently as a Lecturer at the University of Kent (Visiting Fellow in Entrepreneurship).

I have 3 grown up children and I live in the UK.

Teaching Experience:
I qualified as a teacher of English and Drama from Oxford University's specialised teacher training college. My teaching experience started with developing executive training programmes in Finance and management assisting a group of local Chief Executives of small businesses. This developed my interest in teaching and I subsequently took a role as Visiting Fellow in Entrepreneurship at the University of Kent in Canterbury UK. At the same time becoming an adviser to the UK's national Body promoting Entrepreneurship (the NCEE).

In 2017 I took a teaching role in China as Business Teacher in the International Baccalaureate curriculum a the Canadian International School of Hefei also teaching business related programmes in the New Brunswick Canadian Curriculum to students aged 16 to 18. I subsequently became Head of the Humanities department and left the school after 8 years, in 2025.

I currently tutor -on line- one of my previous students.

Tutoring Approach:
I believe every individual has their own way that they find easiest to learn and absorb most easily and part of being an effective tutor is to identify the learning style of students and this is achieved through careful listening, observation, discussion and modes of work (speaking, writing, drawing) etc). In the IB the overall approach os concept based learning where students are helped to develop tbeir own powers of deduction, reasoning and problem solving and this is my approach to tutoring (and teaching). On a practical level this means alot of discussion between me and students leading them to develop their own answers as much as possible to business options, issues and questions. In this way I find students retain what they learn. A blend of teaching methods helps to keep the lessons engaging and interesting. For example sometimes I will provide a ppt and use this as a discussion point at other times discuss a piece of written homework. I would characterise my approach as patient, creative and practical with the theory explained in some cases based on my own business experience.

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