Fairford Business Related Tutors and Fairford Business Related Tuition

Personal Description:
My passion is to help develop confidence in young people both academically and their emotional wellbeing. As well as a qualified teacher I am an Accredited Practitioner Coach and work 1-1 with students to build confidence, self-esteem and reduce anxiety. I use these skills to support students in managing exam pressure and work load as well as helping them stay organised to reduce the overwhelm that comes with exams.

I love teaching and watching my students grow. I can create a comfortable and positive learning environment quickly so that the student feels at ease and ready to learn. My role as a teacher and a coach allows me the opportunity to inspire and empower students of all abilities to enjoy education and achieve their full potential.

Teaching Experience:
I have twenty years experience in education with outstanding success in adding value to students. I specialise in teaching Business Studies and ICT I have also ran my own business, so I can offer my students real-life examples of how businesses are run. I plan my lessons to identify gaps in knowledge and understanding. Once these gaps have been filled I move onto to building the students confidence in exam skills. I have taught all major exam boards.

Experienced in supporting students with the following courses -

Btec Business Level 2 and 3
Edexcel and AQA GCSE Business
Cambridge iGCSE in Business
Oxford AQA International GCSE
Edexcel International A Level in Business
Edexcel, AQA, Wjec and Eduqas A Level Business

Tutoring Approach:
I am a friendly and inspiring tutor. My philosophy is to make learning a pleasurable experience for the student. I teach with passion and authority. My friendly and approachable teaching style combines tried and tested teaching techniques and learning strategies.

I believe that education is the key to success for students of any age. As a tutor, I hope to motivate students in ascertaining their inner strength and abilities and discovering what truly inspires them. I aim to provide a stimulating learning environment that encourages students to trust their own opinions, while fostering confidence in order for students to realise their full potential.

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Personal Description:
I am a hard working, confident and enthusiastic practitioner of my subject. I have comprehensive subject knowledge in both business and accounting and am a practising teacher of 27 years.

Teaching Experience:
I have 27 years teaching experience of both GCSE and A Level Accounting and Business Studies, as well as vast experience in the delivery and support of vocational business related courses at both level 2 and level 3. I have extensive knoweldge of the AQA A level Business Studies specification, as well as AQA and Edexcel GCSE specifications. I have delivered both assessed and examined units on the new BTEC Business BTEC at level 3, including units 2 and 3. I have been heavily involved in resource production and editing for a major educational publisher, further demonstrating my subject knoweldge and awareness of different methods of assessment.

Tutoring Approach:
Relaxed approach focusing on subject knoweldge as well as exam technique. I am happy to be led by the specific needs of the individual tutee in order to provide a personlised plan of learning and assessment.

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Personal Description:
I have completed a Masters degree in Creative Writing. I completed my undergraduate studying BA Creative Writing and English Literature with 2:1. I'm aware that English and History are complex and intriguing subjects but I firmly believe that a thorough understanding and practise of techniques will enable to provide you with a firm base for any student to succeed. I am keen, conscientious, hardworking and reliable person.

Teaching Experience:
I have been tutoring privately for 14 years. I have worked with a wide range of ages and academic abilities from different schools such as private, public, grammar, boarding, faith schools and academies.
I worked as an Literacy Assessment Assistant where i taught Year 8, Year 10, Year 11, Year 12 and Year 13.
I worked as an Exams Officer Assistant for 6 months. I was a English Graduate Assistant in a high school where I had exposure to lesson and administration relating to the curriculum.
I have completed a Literacy Leadership Award and I was assessed on my ability to plan and prepare a literacy activity. I had to show communication and motivational skills through delivering literacy across the curriculum. Having observed teachers, I was able to learn interesting techniques that are used to teach Key stage 3 and 4 students. From this experience, I was taught how to plan and structure a lesson i.e. the starter, an introduction, an interactive main activity and the plenary; how to use verbal and non-verbal communication successfully.
I have also worked closely with my peers on A Level courses such as English and History by delivering revision sessions and presenting my ideas on literary texts, articles and academic research.

Tutoring Approach:
My approach to tuition includes a variety of techniques and strategies in order to guide and motivate the learner. I will set personalised targets with my students and their parents in order to achieve the desired results. I also intend to provide you with a personalized programme that is best suited to your individual needs. I'm very enthusiastic and try to make learning a fun experience, using different ways of learning. Prices of lessons can be negotiated.
"She's a good listener. She tries to make people understand something in a way that makes you feel comfortable. She involved everyone in the discussion even the quiet ones and always tries to find new ways of explaining things. Revision sessions were really useful and I think the main reason was because she just loves helping other people whether it is people younger or the same age. Everyone went home feeling slightly more confident about the exam including me. She makes sure that everybody understands even if it has to be explained more than once." (Aarti, 18, student)
"Charnjit has a way of making the impossible- possible. She is patient with her students and will try her hardest to make people understand. She has a way of teaching which involves a lot of group work and a one-one session where she will answer any questions from the stupidest to the smartest. After having few sessions with her I went into my exam confidently. Most importantly, she never gives up on anyone." (Rahwa, student)
"Charnjit's teaching style is unique and possesses many qualities. She is patient and constantly checks for understanding in order to go over things if the topic is not understood straight away. She uses a variety of techniques such as group brain storming in order to get the class involved which is very effective. During our group revision sessions she used this technique which worked well as it got everybody thinking, talking and interacting which was useful when remembering theorists and certain dates. She also categorised the theorists into groups based on their research which was also helpful for revision as it broke down the amount of theorists into smaller groups which were easier to remember. In addition, Charnjit is very good at keeping the class' attention which is very important as a teacher." (Stefanie, student)

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Personal Description:
I am self motivated and knowledgeable person. I am having good command and knowledge of accounting, taxation, management accounting and related business studies which I have gained by my education and my experiences.

Teaching Experience:
I have taught O.Levels & A.Levels for 9.year and CAT and ACCA for 11.Years.
I have taught accounting Students from University of Wolverhampton, University of Hertfordshire, Roehampton University & University of Surrey in last 8 years.

Tutoring Approach:
I am always making the student understand the concepts not just memorize them.

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Personal Description:
I have been studying Martial Arts since 1966. Having gained Master qualifications in Ninjutsu, Karate, Taekwondo, Jujutsu and Kung-Fu. My personal martial arts journey began whilst growing up in the far east.
Following a violent attack as a 16 year old child, while perusing various forms of self-defense classes, I was introduced to the Japanese Martial Arts an immediately became a convert.
I have a keen interest in the well-being of people, those who have experienced violent trauma, lack the confidence to defend themselves or their family, or who simply want to learn a Martial Art.

I am also a qualified Life Coach accredited by The Coaching Academy.
Life coaching draws inspiration from disciplines including Sociology, Psychology, Positive Adult Development, Career Counselling, NLP, Mentoring and other types of Counselling.

Teaching Experience:
I have been teaching self defence/martial arts since 1982. I have also taught members of the British Army having once been a member of the Parachute Regiment.
I have worked as a club doorman, a protection officer, a wheel clamper, a private detective. I am still an active security consultant and working bodyguard.
I am qualified to teach martial arts weapons. My expertise is close contact situations, how to resolve them and how to avoid them.

Tutoring Approach:
I teach in a very relaxed way. I will empower you with confidence and the skills that you will need to protect yourself and your family.

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Personal Description:
I am a successful teacher with seventeen years experience teaching and leading a department in a secondary school in Leeds. I have worked as a private tutor and examinations marker in previous years and therefore have a detailed understanding of how to meet the requirements of the examinations.

Tutoring can be offered face to face or through Skype or Zoom.

Teaching Experience:
I have seventeen years experience teaching ages 11-18. I have taught Key Stage 3, OCR Nationals, Cambridge Nationals, BTEC and A Levels in Business and ICT. I specialise in exam technique and practice.

Tutoring Approach:
I am a friendly yet driven tutor who will help to maximise the outcomes, I can adapt my style to suit the needs of the tutee.

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Personal Description:
I'm a Qualified Chartered Accountant and CIMA with over 15 years of Finance & Accounting experience (including Corporate career with HSBC, EY and other MNC's and more than 5 years as an Accounting Tutor in the UK). I provide tuition for ACCA, CIMA, AAT, ACA, A-Level and Bachelor's Degree Level.

All my students have passed successfully in 1st attempts. I've taught over 100 successful students and delivered 1000+ dedicated tutoring hours, helping A-Level, University, and Professional Qualification students (CIMA, ACCA, ACA, AAT) achieve excellent results:

Consistent exam passes in Professional Accounting Qualifications ACCA, CIMA, ACA & AAT

1st or 2:1 grade at University Level or Bachelor's Degree Level

A*/A grades at A-Level Accounting

I have always passed all my exams in 1st attempts and with excellent scores. I have developed success tips and techniques, which I share and strive to make every Accounting student excel in it.

My lessons are clear, structured and exam-focused - I break down complex topics into simple steps, provide tailored guidance. I build a great bond with my students so they are comfortable with me in asking questions and doubts.

I also provide exam preparation sessions where I focus on exam techniques and past paper practice to boost confidence and performance. My students typically improve by at least two grade levels within 12 weeks. My lessons are full of real world insights and examples which help my students to connect theories with practice.

If you want to master Accounting, pass your exams with assurance, and feel confident in your learning, I'm here to help. I have limited availability so send me a message soon and let's create a personalised study plan for your goals. Book a trial lesson and let's embark on your learning journey together.

I provide tuitions for the following subjects: Financial Accounting (FA), Cost Accounting (CA), Financial Reporting (FR), Financial Management (FM), Financial Analysis (FA), Management Accounting (MA), Performance Management (PM), Corporate Finance (CF), Risk Management (RM), Advanced Financial Reporting (AFR), Advanced Management Accounting (AMA), Advanced Performance Management (APM) and Financial Strategy (FS).

One recent testimonial from one of my AAT Level 2 students, Simy.

"I started studying AAT with no accounting background and quickly realised self-study wasn't enough. After my first session with Nitisha, everything started to make sense as she broke down the foundations of accounting so clearly and at my pace that even the tricky parts felt manageable. I'd highly recommend My Accounting Mentors to anyone studying AAT, especially if you're starting from scratch like I was."

Testimonial from Nicky, mother of one of my Bachelor Degree Accounting student Milo.

"I am so pleased to have found Nitisha who has helped my son enormously with his accountancy modules at University. She takes a lot of time and trouble to prepare for his tuition sessions and explains things simply and carefully so that he has a much better understanding of this difficult subject. She is also kind, flexible and patient and I would highly recommend her."

Another recent testimonial from Deepak Shaw, father of one of my A-Level Accounting students, Arav:

"I have known Nitisha since her Chartered Accountancy days, where she demonstrated dedication, intelligence, and a strong work ethic. She has continued to embody these qualities as an educator and mentor. My son is currently enrolled in her accounting classes, and we have seen a noticeable improvement in his grades. The credit goes to Nitisha's commitment and her effective teaching methods. I highly recommend her to anyone seeking academic improvement in accounting."

Teaching Experience:
Qualified ACA & CIMA | 15 Years' Experience | Proven Exam Success

I am a qualified Chartered Accountant and CIMA with over 15 years' Finance and Accounting experience (including roles at EY, HSBC, and multinational companies) and more than 5 years as a Professional Tutor in the UK.

I have taught 100+ students, delivering over 1000 hours of tuition across:

Professional qualifications: ACCA, ACA, CIMA, AAT (all papers)

Academic courses: A-Level & Bachelor's Degree Accounting

My students have achieved Exceptional Results after my support:

A-Level: Students consistently achieve A*- A grades

University: All students achieved 1st or 2:1 degrees

Professional exams: Numerous students have successfully passed CIMA, ACCA, ACA, AAT papers

I provide tuitions for the following subjects: Financial Accounting (FA), Cost Accounting (CA), Financial Reporting (FR), Financial Management (FM), Financial Analysis (FA), Management Accounting (MA), Performance Management (PM), Corporate Finance (CF), Risk Management (RM), Advanced Financial Reporting (AFR), Advanced Management Accounting (AMA), Advanced Performance Management (APM) and Financial Strategy (FS).

My Approach:

I focus on simplifying complex Accounting Concepts, building confidence, and giving students the tools to excel in their exams. Lessons are:

Tailored to each student's needs & learning style

Exam-focused, with intensive past paper practice, at students' pace

Friendly, Supportive and Structured, ensuring clear progress each session

Some Students Feedbacks:

One recent testimonial from Deepak Shaw, father of one of my A-Level Accounting students, Arav:

"I have known Nitisha since her Chartered Accountancy days, where she demonstrated dedication, intelligence, and a strong work ethic. She has continued to embody these qualities as an educator and mentor. My son is currently enrolled in her accounting classes, and we have seen a noticeable improvement in his grades. The credit goes to Nitisha's commitment and her effective teaching methods. I highly recommend her to anyone seeking academic improvement in accounting."

I have over 20 glowing testimonials from students and parents who value my teaching style, exam preparation sessions and results.

If you're looking for an experienced tutor who delivers results, I'd love to help you succeed.

Tutoring Approach:
Do you want to unlock your Accounting Potential with Personalized Tutoring?

All my students who are pursuing ACCA, CIMA, AAT, ACA have passed in 1st attempts. My A-Level students are performing at A* and A grades who initially were at B, C, D grades when they started tuition with me. Many of my Degree Level students have achieved 1st grade or 2:1 grades within only a few weeks of my tuition.

My 10+1 package hours session is the most successful, 1st-attempt guaranteed session for the students who have been unsuccessful once or twice.

I offer one-to-one, personalized Accounting tuition for ACCA, ACA, CIMA, AAT, Bachelor's Degree Level and A-Level. I explain difficult Accounting Concepts in a clear and logical step-by-step process. I am able to develop strong bond with my students from the very first lesson so they feel comfortable in asking questions. I inspire them so I can bring out the best in them.

I ask relevant questions to them so they can reach the answer by themselves, by understanding the concepts and logics behind, and they get more independent in their learning. Also, my lessons are full of real world insights and examples, so the students can connect the theories with practice. So, my lessons are interesting and connected to practical life situations. I also try to explain differently if they couldn't understand the first time.

I also provide intense exam preparation sessions where we practice previous exams questions and mock exams. I also provide time-management and exam strategies so then can do well in exams.

Struggling with certain papers/topics? Let's tackle them together with revision sessions and practice materials. Book a trial lesson today and let's embark on your learning journey together.

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Personal Description:
I am a well-qualified, service driven, friendly and skilled professional. I thoroughly enjoy teaching students. I have over 5 years teaching experience. I have completed BSc (Honours) in applied accounting from Oxford Brookes University. In addition, I have passed two high profile professional exams (The Association of Chartered Certified Accountants ACCA & Chartered Financial Analyst CFA) in accounting, finance and investment sector.

Teaching Experience:
I teach accountancy, finance, investment, tax & statistics in graduate & post graduate level. In addition, I teach high profile professional exam students for ACCA, ACA, CIMA, AAT, CTA, ATT, CISI, IMC & CFA. I also teach portfolio management, wealth management, corporate finance, financial reporting, quantitative method, equity investment, fixed income, alternative investment, risk management, fnancial mathematics, international finance, econometrics, derivatives and foreign exchange. In accountancy, I teach all subjects area which includes financial accounting, financial reporting, corporate reporting, management accounting, performance management, financial management including advanced financial management, audit and assurance, personal taxation, corporate taxation, capital gain tax, value added tax and inheritance tax. Moreover, I also teach GCSE mathematics and A level statistics & accounting and cover all boards syllabus.

Tutoring Approach:
My teaching style is very effective and efficient. I make the study material to students easy and understandable so that it makes sense to the learners. I provide friendly learning environment. I repeat key concept many times until the students grab it as understanding the key concept is very crucial for passing the exam. I demonstrate how to approach the exam question and answer the question within time limit as time management is another essential factor during the exam. Most of the students who followed my method of learning succeed in the exam.

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Personal Description:
My name is Adam and I'm based just outside Crewkerne in Somerset.

After studying Physics at the University of Bristol, I have spent the past 10 years working in the field of sustainable buildings. Alongside my professional career, I spent five years working as a private tutor between 2016 and 2021. I then took a short break from tutoring as my two sons were born, and I am now looking forward to supporting new students once again.

I specialise in Maths and Physics at KS3, GCSE and A-Level. I understand that these subjects can feel intimidating at times - I believe that by starting simple and building up step by step, any student can gain confidence and tackle even the most complicated problems. I enjoy helping young people to surprise themselves with how much they can learn and achieve.

Teaching Experience:
I have five years of tutoring experience (2016-2021), supporting students at KS3, GCSE and A-level in both Maths and Physics, as well as one student applying to Oxford. During this time I helped many students build confidence and achieve strong results, including grade improvements at A-level. After a short break while my two sons were born, I am now returning to tutoring and look forward to helping new students succeed.

Tutoring Approach:
My approach depends on each student and their confidence level. I aim to build understanding step by step, starting with simple problems and gradually increasing the challenge. I understand that Maths and Physics can often feel intimidating, but with a clear grasp of the basics, students can learn to tackle even the most complex questions. I make use of practical techniques such as structured practice, memory aids, and revision strategies, while keeping lessons engaging and encouraging.

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Personal Description:
I am a Corporate Finance professional with extensive experience in the Healthcare sector. I have robust knowledge on the Life Sciences industry dynamics and trends with focus on the following areas:

- Business Planning
- Corporate Finance: NPV analysis, Valuation (DCF, market multiples, precedent transactions), P&L and BS forecasting
- Pricing & Reimbursement of medicinal products
- Epidemiology (patient flow, line of treatments, market segmentation to identify market potential)

Teaching Experience:
I have helped friends and family in completing their thesis in healthcare related fields. In addition, I have conducted various one-off seminars and lectures in universities. My passion for the Healthcare sector is my greatest driver in assisting students and professionals to build their knowledge in the field.

I actively blog about the Life Sciences industry (see Biostrategy Analytics) and have received excellent feedback from industry professionals and generalist readers.

Tutoring Approach:
- Taking the necessary time to communicate knowledge without losing focus on the objectives.
- Building up the knowledge in a timely manner.
- Approachable and strongly motivated.

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Personal Description:
I am a native Arabic speaker, very passionate and knowledgeable Arabic teacher.
Teaching on a part-time basis at the moment.
Academically, I have two master degrees; one in conflict, governance and development at university of York in UK., and the second is an executive MBA from Dauphine University, France in cooperation with HIBA in Syrian and Saint Joseph in Lebanon. Further, my BA was in English Language and Literature.
Professionally, I'm a Certified Management Consultant (CMC) with 20 years experience in development sectors within public, private and international organizations in various countries.
I worked for more than 4 years with the North Yorkshire Police, Fire and Crime Commissioner Office in policy and delivering projects.

Teaching Experience:
I have more than 11 years experience delivering lessons focused on the interests and needs of student/ clients.
Knowledgeable of standard instruction principles, modern tools for teaching Arabic to Non-Arabic speakers (English, Turkish, Indians, Italians and Germans).
This experience has equipped me by fully require qualifications from planning the course, teaching theories and methods to communication.
Ability to handle both administrative and teaching duties with a high degree of professionalism.). Besides to solid English-to-Arabic translation abilities.

Tutoring Approach:
My approaches are SMART and holistic in nature, and take in my account the culture sensitivity for each student. I am friendly and responsive, authoritative vs. authoritarian. My teaching style is more customized to meet the defined objectives. Sometime could be formal or informal, especially for students under 18 years.

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Personal Description:
I am a practising Chartered Management Accountant with over 15 years UK experience in Accountancy, Tax and Business Management. I have wide experience in teaching and training junior accountants and able to understand the individual learning needs and offer additional supports accordingly.

Teaching Experience:
I have been teaching and training junior accountants for over 10 years and also teaching Accountancy and Tax on part time basis at University of Suffolk Bury St Edmunds .

Tutoring Approach:
I will assess the individual learning requirement and work on them and assess the learning outcome in regular intervals. This will enable to identify where additional support is required and develop strategies to improve the overall learning process.

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Personal Description:
I like teaching. This is one of the reason I am looking for tutoring. Professionally I have Chartered Engineer status and Member of prestigious IET and having Bachelors degree in Electrical engineering and Masters in Business Administration (MBA) and over 20 yrs of professional work experience. Currently I am employed and working as Manager of system engineering in a large automotive organization. I have a loads of experience in electronics, embedded systems, MATLAB, computer science etc..

Teaching Experience:
About 22 years ago when I was studying engineering even then I was teaching part time to engineering students. After that I also taught lots of subject ranging from maths to computer science, embedded systems, MATLAB, electronics, physics etc..

Tutoring Approach:
I like to make students comfortable first so that they can ask questions, I believe no question is silly.to be honest I can observe easily if the student has understood what I explained or not, then I prompt looks like you didn't understand, so let's learn again. Time to time I keep testing either in the form of games or talking.

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Personal Description:
I am a Masters degree graduate with 5 years tutoring experience working with children and adults.

Often times I teach one to one or maximum 5 people at a go especially in the library and community centre.

Teaching Experience:
5 years experience and still counting

Tutoring Approach:
Face to face,one to one and small groups

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Personal Description:
I am a dedicated teacher and tutor who is passionate about education and the progression of students to achieve their maximum potential. Currently Head of Economics, with 10 years experience in the classroom teaching A-Level and GCSE Business, Economics and Financial Education.

Teaching Experience:
I am currently Head of Economics in a highly successful inner London secondary school. I have taught for 10 years across various exam boards and also have experience as an A-Level examiner for AQA. I am a co-author for the most recent GCSE Economics workbook by published by Hodder Education.

My previous experience includes working as an Academic Mentor for Economics and Business Studies in a Sixth Form College. My undergraduate degree was in BSc Economics from City University London. I also completed my PGCE in Business and Economics Education at the Institute of Education, UCL.

I have worked with many A-Level and GCSE students across London to achieve different objectives, ranging from understanding key diagrams to mastering exam technique!

I have been able to witness first-hand the positive impact of tuition and love the opportunity to expand the knowledge and experiences of the students that I meet.

Tutoring Approach:
I believe in a student - centred approach, focusing on building confidence and equipping students to be independent learners. I use current Business and Economics news in sessions, to help students understand different theories and concepts. I use past papers and practice questions to help students develop their exam technique and exam assessment objectives.

I have had experience tutoring online using platforms such as Zoom, Microsoft Teams and Google Meets. I ensure that lessons are engaging use different methods to ensure students are still building their knowledge and understanding of the topic.

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Personal Description:
Experienced University admissions assistant with over 5 years experience at Oxford & Cambridge.

I have extensive experience assisting students to understand the requirements and best practices in enhancing their university applications to maximise their chances of securing their dream university.

Currently undertaking a PhD at Oxford and a member of my college admissions team.

Teaching Experience:
I utilise my experience and extensive bank of good personal statements, understanding of what universities are looking for in candidates and offer insider advice on how students can enhance their applications.

I offer the opportunity to coach students into improving their applications, proofreading and reviewing applications.

Tutoring Approach:
I provide a wealth of knowledge and materials to my candidates to enable them to succeed.

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Personal Description:
I am a seasoned professional with a Master's degree in Business Administration, complemented by a Chartered Accountant certification. With over 13 years of diverse experience in both the business sector and academia, I bring a unique blend of practical industry knowledge and teaching expertise. My career has been characterized by a commitment to leveraging financial acumen, strategic thinking, and educational prowess to drive organizational growth, empower students, and contribute meaningfully to both corporate and educational landscapes.

Teaching Experience:
About 13 years teaching experience

Tutoring Approach:
Online or face to face

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Personal Description:
I am a patient and dedicated tutor who tailors each lesson to meet the unique needs of my students. My approach is interactive and engaging, focusing on building confidence and critical thinking skills. I create individualized learning plans and adapt my teaching methods to match the student's pace, ensuring they fully grasp each concept. Regular feedback and consistent support are key elements of my tutoring style, helping students stay motivated and achieve their goals. With a focus on understanding and long-term success, I strive to make learning both effective and enjoyable.

Teaching Experience:
With 4 years of experience in teaching Business Studies, I have successfully guided students across various educational levels. My experience includes working with high school students preparing for exams, as well as college students aiming to deepen their understanding of business concepts. I have developed and delivered comprehensive lesson plans that cover a wide range of topics, from fundamental principles to advanced business strategies. My teaching has consistently helped students achieve their academic goals, with many improving their grades and gaining a stronger grasp of the subject. I am committed to fostering a deep understanding of Business Studies and inspiring a passion for the subject in my students.

Tutoring Approach:
My tutoring approach is centered on creating a supportive and engaging learning environment tailored to each student's unique needs. I begin by assessing the student's current understanding and identifying areas for improvement. I then develop a customized learning plan that incorporates interactive and practical examples, making complex business concepts easier to grasp. My sessions are goal-oriented, with a focus on building confidence and encouraging independent thinking. I provide regular feedback and adapt my teaching methods to ensure the student progresses at a comfortable pace. My ultimate aim is to empower students to excel in Business Studies with a deep understanding of the subject.

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