Lutterworth Accounting Tutors and Lutterworth Accounting Tuition

Personal Description:
CIMA Qualified Accountant with more than 16 years teaching and tutoring experience.

Teaching Experience:
16 years teaching and tutoring experience
95% Pass rate to date

Tutoring Approach:
Exam focussed , tutoring and coaching.

Subjects

Personal Description:
I am a qualified chartered accountant.I have also got a Bachelor of Business Administration degree in finance and banking.I am quite good at tax and accountany.I like to teach acca student basically if I find any.

Teaching Experience:
I have taught Auditing at University of west London recently.Also I have taught ACCA papers at college.I have taught students in a batch when I was at uni as well as during my study of ACCA.I taught students at my same level when we went to uni at the same time.

Tutoring Approach:
I like to teach student according to their ability to understand.I always try to be friendly and supportive as they sometimes feel uneasy to tell that they dont understand something after repeating certain topics.I always start from basic to the point.

Subjects

Personal Description:
I am london based accountant with 2 major accounting post graduate qualifications. I teach students on private basis in accounting, finance, business related subjects

Teaching Experience:
I have over 7 years Teaching Experience and helped more than 300+ students to date.

Tutoring Approach:
My approach to tutoring would to teach students in their homely environment where they are most comfortable, by understanding their needs, current status and then starting with day to day examples of life collaborating with accounting and business topics to make the subject and topics easier to understand.

Subjects

Personal Description:
Coupled with considerable experience of working in top business universities, as a Professor I presently hold a visiting professorship with Buckingham University. This integrates predominantly working with Masters and PhD students as a lecturer, tutor, assessor and mentor. This is supplemented with wide knowledge of awarding bodies through my role as a principal examiner with the CQI. My f/t role incorporates as Head of Continuous Improvement for the NPS. A highly qualified trainer/lecturer with a PGCE, assessor awards, post graduate diploma and advanced skills trainer status. I also possess a MBA and a PhD in Lean from Aston University. I am also a Master Blackbelt and possess senior project management qualifications./experience. I have held senior positions in education and industry within the field of Learning and Development with an excess of thirty years experience. My present part-time roles; namely a principal examiner for the "Chartered Quality Institute" - a global authority in this field - coupled with visiting lectureship with Buckingham University maintains my professional knowledge and skills. I am continuing my cutting edge research and professional development reflected to date by articles published in internationally renowned journals; invitations to present at thirteen international conferences as a key-note speaker and am working on my third book depicting an elevated degree of communicational expertise.

Teaching Experience:
• Head of Continuous Improvement; Probation Service
As "Head of Continuous Improvement" for the Probation Service, my role primarily involves managing the organisation towards a greater maturity level in continuous improvement. This includes supporting the change management teams to ensure resource is focussed in those areas requiring most backing to achieve the transformational vision. I run and maintain externally accredited programmes.
• Quality Assurance Manager; April 2005 - Present; NOMS Civil Service College - Rugby;
Chief scrutinizer of all learning packages to authorise their application within the Service; Internal verifier aiding areas towards awarding body accreditations, i.e., CMI, ILM and CIPD; Lecture on selective externally accredited programmes ranging from levels III to VII for staff
• Buckingham University
Visiting lectureship; co-supervisor for Doctoral students which includes advice and guidance on all aspects of their learning journey to completion. This integrates guiding them on choosing the appropriate theoretical frameworks, undertaking data capture aptly and offering advice on research modules which includes undertaking lecturing, tutoring; marking and consultancy work as and when appropriate. Main work involves dissertation at MBA and PhD thesis (ensuring literature reviews, methodologies, conceptual frameworks, analysis (as a Master Back belt) and having seen over eight candidates to completion at PhD, am fully familiar with the broad requirements. At MBA the modules I have worked with over 40 students on are: Managerial Economics, Marketing Management, Organisational Behaviour, Corporate Finance, Corporate Innovation and Intrapreneurship, Creating and sustaining value and Strategic management. The main work has involved supporting the MBA students with their dissertations.
• Chartered Quality Institute
Devise assessments, marking and moderation policies for under and post-graduate modules
• Staffordshire University Regional Federation - Stoke
Senior Management Lecturer and Advanced Skills Lecturer and Module Leader July 2000 - April 2005
Wrote, lectured and assessed programmes to under and post-graduate students
Dissertation tutor and managed college accreditation to CIMA, CMI and CIPS programmes
Senior NVQ assessor and internal verifier on management NVQs run by Stoke College
• Burton College 1997- 2000; P/t lecturer on management courses ranging from levels III to VII
• 2005 -2022 - Freelance Private tutor in spare time on areas identified; have tutored from GCSE to students undertaking PhD programmes. Specialise in helping MBA students too.

Tutoring Approach:
I have substantial experience of one - to- one teaching, coaching and mentoring students and managers in a work environment.
Most of my recent projects have concentrated on masters students and in particular MBAs. The end goal of the candidate is always paramount, i.e., if preparing them for an exam the subject knowledge and familiarity of past papers is imperative. My approach incorporates determining the learning style, ability and time available with the learner; this can range from a very methodical style, i.e., provide knowledge and then re-cap to a more fluid approach if favoured by the candidate.
The time spent with the candidates should be used effectively and leave home-work for periods between sessions ensuring learning is reinforced. Since 2005 I have substantive experience of Private tutoring in my spare time on areas identified; have tutored to a level of students ranging from GCSEs to those undertaking PhDs. Most of the work is done via Teams or Zoom to reduce the time commitments whilst aiding the flexibility levels.

Subjects

Personal Description:
I have a passion for teaching and helping students to achieve their full potential. I am friendly, approachable, reliable and have a positive impact on students.

I am currently teaching at "A" Level Students in a School in London.

Teaching Experience:
I have 16 years experience teaching Economics, Business Studies and Accounting at "A" level standard, as well as Maths and French at GCSE standard.

Tutoring Approach:
Creativity, motivation and flexibility are the tenets of my teaching approach. I am able to help students of different abilities to achieve their target grades. My teaching style is always tailor-made to suit the needs of individual students.

The services I offer include: revision lessons, exam techniques, catchup lessons and homework support.

Subjects

Personal Description:
Hi I'm Niall, a chartered accountant with an Economics degree from The University of Reading. I was twice awarded silver at the UK Maths Challenge and achieved grade A at both A-level and GCSE.

My passion to teach started when I volunteered in a secondary school while at university, then volunteered abroad after. I then provided private tuition for several years at GCSE and A-level mostly for maths, helping improve children's grades.

Teaching Experience:
Taught Maths to students aged 11-18 at a secondary school whilst in my second year at university.
Taught Maths and English to students in Turkey at a primary school and secondary school.
Several years private tuition experience for maths, science and German at GCSE and A-level.

Tutoring Approach:
Studying and revising shouldn't be a chore and I believe I can bring to life my subjects. Everyone learns differently and there are many methods to ensure the student is on the right learning curve.

Subjects

Personal Description:
I am a qualified teacher, head of the department, and a senior examiner with more than 17 years of exam marking experience in all three subjects that I tutor.

I work with a range of students (students looking to improve their grades and others who are making sure they achieve their high grades). I work with students from the United Kingdom and overseas that are either preparing for exams or are going to study the subject for the first time or are being home tutored etc. I have my own study material - workbooks, quizzes, videos (youtube channel), etc.

I have tutored students from all top schools - Eton, Westminister, St Pauls, Notting Hill, Whitgift, Oxford High, Northampton High (I used to work there and they had their best ever results), Oundle, etc

As an individual, I have a jovial personality and I make good use of it during my sessions; it ignites the sessions and adds joy to learning; take my word for it! Also, I have bundles of patience because sometimes a theoretical concept may take more than once to be explained to a student for them to understand it. I do not get frustrated easily.

I follow a tutoring model that I have developed with my partner and it is to assess the need of my students, as all of them are unique and start at different times of the year and at different stages; as time is of great essence, especially if a target grade is to be achieved.

Read my testimonials and you will get a fair idea. I believe that learning is to understand the theory and then apply it to the real world. I use case studies written by me and exam questions from past papers to make the tutorial session more relevant; I assess students' work during my sessions and then provide constructive feedback to allow them to improve.

If you have any questions, please message me.

Good Luck!

Teaching Experience:
I have more than 17 years of teaching and examining experience.

Tutoring Approach:
Relaxed and exam focused to meet the need of your child.

Subjects

Personal Description:
DO YOU NEED A TUTOR FOR EXAMS/RE-SIT EXAMS THIS YEAR? LOOK NO FURTHER!


GRADE 1 OUTSTANDING - OFSTED (from 2002 to 2024!)
I have been the Head of Accounting since 2006, at a large Catholic Sixth Form College in Hulme, Manchester. I am 46 years old, living in Didsbury, South Manchester. I gained my degree in Economics and Finance in 1998 from Leicester University. I began teaching in 2002 so have many years of experience teaching Accounting.

I mainly offer tuition at my home, or a local library, either at the weekend, or weekday evenings. However, I am usually able to offer tuition during the school/college holidays.

Teaching Experience:
I completed my PGCE at Manchester University in 2002. I only teach Accounting AS and A2 Level, and this is therefore my main specialism. I can also help students in need of tutoring on the Finance elements of the Business Studies A Level, or on Accounting/Finance elements of Business/Accounting/Finance degree courses.

I teach the AQA specification.

Many tutors are not willing to advertise the results they have achieved with students. I recommend you read the section below on the results i have achieved with my A Level Accounting students.

Also, many tutors seem to offer tuition in a wide variety of subjects. Are they really specialists in so many different subjects? I am an Accounting specialist, and only offer tuition in Accounting or the Finance elements of a Business course. If you need a Maths tutor, then hire a Maths specialist. If you need an Accounting tutor, then hire me!

Tutoring Approach:
Many other tutors seem to describe their strategies/relationships etc, without mentioning anything concrete like exam results! Surely the one thing a prospective student wants to know about is exam results!?!? Read on.

I have an incredibly strong track record of results at A Level Accounting. Compare the results of my students against the national benchmarks below. Please compare the difference between my students, and the benchmarks. We are WAY ahead!


My A Level Accounting students in 2022:

Grade A*-B = 79%

Benchmark A2 Accounting 2022:

Grade A*-B = 43%


Each department within the college is graded according to the college's own internal validation procedure. I have been graded as 1 'OUTSTANDING' for 17 years on the row, since I became head of the department!!!

The Accounting department was also graded as 1 'OUTSTANDING' in the last OFSTED report in Jan 2023. Key Findings from Ofsted:

"A high proportion of students achieve grades A and B. In A-Level Accounting more than two thirds of students gained a high grade (A-B). In AS Accounting, almost four times the national average achieved a high grade (A-B)."


I have been awarded grade 1 on the ALPS measure for value added on 3 separate occasions in recent years. This means i add more value to my students than any other college in the country. Value added measures the difference between what the Government predicts a student should achieve at A Level based on their GCSE performance and what they actually achieve.

Here are the previous years results, so you can see that the performance is ALWAYS impressive, and WAY ABOVE benchmark.


My A Level Accounting students in 2021:

Grade A*-B = 63%


Benchmark A Level Accounting 2021:

Grade A*-B = 47%


My A Level Accounting students in 2020:

Grade A*-B = 61%

Benchmark A Level Accounting 2020:

Grade A*-B = 44%


My A Level Accounting students in 2019:

Grade A*-B = 47%

Benchmark A2 Accounting 2019:

Grade A*-B = 33%


My A2 Accounting students in 2018:

Grade A*-B = 47%

Benchmark A2 Accounting 2018:

Grade A*-B = 37%


My A2 Accounting students in 2017:

Grade A*-B = 63%

Benchmark A2 Accounting 2017:

Grade A*-B = 40%


My A2 Accounting students in 2016:

Grade A*-B = 51%

Benchmark A2 Accounting 2016:

Grade A*-B = 35%


My A2 Accounting students in 2015:

Grade A*-B = 48%

Benchmark A2 Accounting 2015:

Grade A*-B = 34%


My A2 Accounting students in 2014:

Grade A*-B = 56%

Benchmark A2 Accounting 2014:

Grade A*-B = 36%


My A2 Accounting students in 2013:

Grade A*-B = 68%

Benchmark A2 Accounting 2013:

Grade A*-B = 38%


My A2 Accounting students in 2012:

Grade A*-B = 68%

Benchmark A2 Accounting 2012:

Grade A*-B = 36%


My A2 Accounting students in 2011:

Grade A*-B = 54.54%

Benchmark A2 Accounting 2011:

Grade A*-B = 35.12%



My A2 Accounting students in 2010:

Grade A*-B = 67.35%


Benchmark A2 Accounting 2010:

Grade A*-B = 37.36%


My A2 Accounting students in 2009:

Grade A*-B = 66.67%


Benchmark A2 Accounting 2009:

Grade A*-B = 35.83%


My A2 Accounting students in 2008:

Grade A*-B = 77.27%


Benchmark A2 Accounting 2008:

Grade A*-B = 33.93%

Subjects

Personal Description:
> Working as an accountant since 2007

Teaching Experience:
> Used to provide tuition when i was at University and would like to do it again.

Tutoring Approach:
I am quite flexible with time and place. I am ok to go with all age of students and their understanding level. I am a quite friendly and outgoing guy but at the same time would like to deal with professionalism while i provide tuition.

Subjects

Personal Description:
A Chartered Accountant with First Class BA (Hons) in Accounting and Finance and more than 10 years of experience in the industry.

Teaching Experience:
I have gained extensive experience tutoring students from various backgrounds and different age groups. Helped successfully in meeting tight deadlines and improved learning abilities by focusing on key syllabus.

Tutoring Approach:
Teaching students by helping them understand the concept logically rather than memorising complex problems. Understanding application of concepts in real life helps in retaining the lessons for longer term.

Subjects

Personal Description:
Hemananda (Ravi)
Motivational and patient tutor with 25+ years' experience in IT and education. I simplify complex topics using real-world examples, interactive Q&A, and tailored practice. My lessons build confidence, clarity, and lasting understanding. With international exposure and deep technical expertise, I guide students through software engineering, programming, databases, and business concepts with precision and empathy. I'm currently writing a book to make Software Engineering more practical and accessible for learners and professionals alike.

I am well versed with the following development tools, databases and software:
- Python, Numpy, Pandas, R
- Machine Learning (KNN algorithm, Naïve Bayes, Neural Network, Decision Tree, etc.)
- PHP
- Visual Basic .Net, ASP .Net
- Oracle Apex
- Oracle Forms 6i, 9i, 10g
- Oracle Reports 6i, 9i, 10g
- Oracle SQL Loader
- Oracle Designer 6i, 9i, 10g
- Oracle Discoverer 10g (Discoverer Plus 10g, Discoverer Viewer 10g)
- Visual Basic 6.0, C, C++, 4D, Windev, Forms Designer, Prescribe, HTML, Java, Javascript,
- Microsoft Front Page, Macromedia Dreamweaver, Flash, Image Composer, XML, Seagate Crystal Reports, Microsoft Project, Microsoft Word, Microsoft Excel, Microsoft Powerpoint
- Microsoft Access, Oracle Database 8, Oracle Database 8i, Oracle Database 9i, Oracle Database 10g, and Ms SQL Server, Oracle Database Express Edition

Teaching Experience:
I have been offering private tuitions since 2001 for a side income as well as for charity purposes. My students were:
1. Primary students (Mathematics, English, French, Computer Studies/IT)
2. Secondary students (Mathematics, Statistics, Accounting, Economics, Computer Studies/IT)
3. Tertiary students (Mathematics, Accounting, Computer Studies/IT), including British Computer Society (BCS) students
Notes:
(a) I am very pleased that one of my BCS students topped the Software Development module including the Database Management Systems module examinations in Mauritius.
(b) I have assisted more than 50 students in their final year IT project (including the analysis/design/development of the system).
(c) I am also proud to say that after more than 3 failed attempts in renowned institutions, I have succeeded in getting 8 BCS students to be through the Software Development module examinations in their first 6 months being tutored by me.

I have equally provided training courses on programming (to name a few: Visual Basic, Oracle SQL and PL/SQL, etc..) for at least 8 years.

Tutoring Approach:
Every new batch of tuition starts with getting to know more about the students. It is at the same time important to give the students enough space to familiarise themselves with me. A discussion will then follow to scope down what will be covered in the syllabus. A work plan is also devised with the aim to complete the syllabus well before the examinations, so as to have adequate time for revision. The following steps outline the process of each tuition session:
1. Initiate the subject or topic based on discussion of a real life example / scenario
2. Introduce the theoretical part of the subject or topic
3. Explain how the theory links to the real life example / scenario
4. Work out and explain some examples
5. Immediate evaluation of student's understanding through questions and answers
6. Repeat steps 4 and 5 until satisfactory response of the student (steps 1, 2 and 3 may also be repeated if required)
7. Give homework and a brief discussion on what will be covered in the next tuition session

Note: Each tuition session starts with the correction of the previous session's homework and explanation of any problem areas, including a summing up of what was covered in the previous tuition session.

Subjects

Personal Description:
Econometrics, Financial Modelling, Real Estate and Economics

✓ Credentials: Investment Banking, M&A and Real Estate professional. Oxford & LSE graduate ✓ Specialisation: Econometrics, Financial Modelling, Real Estate Analysis and Economics.

Teaching Experience:
Assist students with gaining skills, confidence and expertise in the areas of financial valuation, financial mathematics and mathematical finance:
- Financial Forecasting and Operating Models
- Business Plan Analysis
- Discounted Cash Flow Analysis and Models
- Discounted Dividend Models
- Leverage Buyout Models
- Real Estate Appraisal Valuation Models
- Commercial and Residential Property Valuation
- Pricing of European/American/Exotic Derivatives and Binary Options
- Monte Carlo Simulation Analysis
- Credit, Market and Operational Risk Models
- Pricing of Credit Derivatives and CDOs
- Copula Models

Assist students with gaining skills, confidence and expertise in the areas of applied econometric modelling and analysis in relation to their studies and/or thesis:
- Cointegration and Error Correction Analysis
- Vector autoregression (VAR) Model
- Stationarity and time-series differencing
- Generalized AutoRegressive Conditional Heteroskedasticity (GARCH)
- Autoregressive Moving Average (ARMA) Models
- Logistic and Probit/Tobit Regression Models
- Ordinary Regression Analysis
- Instrumental Variables Techniques
- Principal Component Analysis
- Generalized Structural Equation Models
- Panel Data Analysis Fixed and Random Effects
- Dynamic Panel Data Models

With regards to real estate topics, assistance with preparation for the RICS qualifications with emphasis on the investment appraisal, property finance and performance measurement modules:

- RICS Valuation (Associated and Chartered)
- RICS Property Finance and Investment (Chartered)
- RICS Commercial Property (Associate and Chartered) with focus on investment appraisal, performance measurement and analysis

Other Subjects:
- Econometrics (Degree level / PhD level / Post doctoral level)
- Finance (Degree level / PhD level / Post doctoral level)
- Real Estate (Degree level / PhD level / Post doctoral level)
- Economics (A/AS-Level / Degree level / PhD level / Post doctoral level)
- Business Studies (A/AS-Level / Degree level / PhD level / Post doctoral level)

Exam preparation for Professional Qualifications:
- Certified Financial Analyst (CFA) - all levels
- Investment Management Certificate (IMC)
- Royal Institution of Chartered Surveyors (RICS) qualifications with focus on real estate valuation aspects

Tutoring Approach:
Supervision with regards to constructing your own business valuation and forecast models using a wide range of specialised software (excel, eviews, stata, SPSS, R, Matlab and VBA); including econometric analysis of time-series, cross-sectional and panel data.

Assist students with gaining skills, confidence and expertise in the areas of:
- financial valuation
- financial mathematics
- mathematical finance
- applied econometric modelling

With regards to real estate topics, assistance with preparation for the RICS qualifications with emphasis on the investment appraisal, property finance and performance measurement modules.

Subjects

Personal Description:
Chartered accountant and former university lecturer, now specialising in 1:1 tutoring. 25 Years teaching at all levels. MBA and Accounting and Finance A level, undergraduate and post graduate degrees a speciality. Experienced with professional qualifications (ACCA and AAT) and overseas students and courses (Russia, Germany, US).
I also specialise in learning support and study skills.

Teaching Experience:
4 years Deputy Head of Department of Accounting and Finance at a UK University. 16 years undergraduate and postgraduate including MBA at a UK university and overseas. Previous roles include 7 years teaching AAT and ACCA at an FE college, 3 years GCSE/A level at a sixth form college.
Considerable experience teaching in-company management development courses to non-accounting specialists, accounting for business needs, and business start-ups.
On-line tutoring for the past 4 years

Tutoring Approach:
Accounting and Finance can be difficult so I adopt a student centred approach that is specific to individual needs.
All my teaching is specific to the module and course you are studying.
On-line tutoring available

Subjects

Personal Description:
I am a qualified Accountant with years of one to one teaching experience. I worked for Greater London Tutorial Agency in the past and can confidently confirm that I assisted degree level and professional accountancy students. I also have years of practical experience in the following areas:

Management Accounting
Financial Accounting
Taxation
Information Technology

Teaching Experience:
I have also done one to one teaching (i.e. visiting or being visited by students). My teaching experience with Greater London Tutorial Agency commenced in 2003

Tutoring Approach:
I approach every assignment by first getting to know every potential student's requirements (i.e. the areas of their studies that they find very difficult to handle). Working with the student, I concentrate on those areas with a view to getting them ready for their exams.

Since the outbreak of Covid-19, I have been available for remote (on-line teaching).

Subjects

Personal Description:
I am an ACCA member and can teach GCSE, A-level accounting, and business subjects. I am also experienced in ACCA Tax and finance.

Teaching Experience:
I have been teaching since 2000 and my total teaching experience is over 20 years

Tutoring Approach:
Simple, Activity and practice Based

Subjects

Personal Description:
I have experience of working in one of the big 4 Accounting firms as well as industry as a qualified Accountant. Tutoring comes natural to me,with years of experience under my belt . I have done classroom teaching of A level students on a part time basis where i taught Accounting, i have also done one on one tutoring for subjects like Maths , English at primary level. I have experience teaching students from primary level from year 4 to year 11 up to A level as well as professional level. I also provide learning for Accounting professionals doing AAT, degree and CIMA

Growing up my parents were both in the teaching field and i acquired skills of learning and how to share knowledge with others. I endeavour to deliver the best and create a comfortable learning environment for my students. They should free to ask questions and there wont be such a thing as a silly question in other words an environment where the students can express themselves without feeling judged. I aim to get all my students to pass with flying colours and achieve their career goals.

I am available Saturdays from 10am till 6pm and weekdays after 6pm till 9pm.

Teaching Experience:
I have had over 3 years worth of experience teaching and supporting students from A level to Master degree level.

Tutoring Approach:
I use a combination of providing learning materials and also using the students learning resources. I am open to mainly online tutoring but can also do in person in areas around Leeds UK.

Subjects

Personal Description:
Hi, I`am an experience lecturer and I have taught on many aspects of accountancy subjects, these include F6 Taxation, F2
Management accounting, F3 Financial Accounting, F7 Financial Reporting and F8 Audit & Assurance, which are subjects
on ACCA syllabus. I have also taught on AAT(Advance bookkeeping, Final Account preparation, Management Accounting, Personal Tax, Introduction to Business Tax, Cash management, Cost and Revenue, Professional Ethics, Financial Statements, Financial Performance etc) and ABE syllabus on similar subjects and I posses a profound understanding of my chosen subjects and capable of teaching them effectively.


I`am AAT Qualified and ACCA Finalist

Teaching Experience:
Recent Employment:
- Preston college . Management Accounting and Financial Statements
- EKC Group
- Tutor Hunt - All AAT units , ACCA F1 - F9, Some CIMA units and Degree Accounting

I possess 10 years of teaching experiences and I have taught at these colleges:
- East Surrey college
- Westminster Kingsway college
- Lambeth college
- Stratford College London
- West London Business college
- Seevic college
- Essex college etc
Please note that I do not do home visit

Tutoring Approach:
Online and one to one face to face

Subjects

Personal Description:
I am a Qualified Chartered Accountant with over 13 years of experience. I offer personalised, engaging, and reliable tutoring, focused on providing clear and supportive guidance to help students succeed.

Teaching Experience:
I have a vast experience of one to one teaching from 2010 to date. My expertise is in Accounting, taxation and finance.

I am also a member of ACCA and ICAEW and have been working in accountancy practices since 2006 helping clients to comply with their accounting and tax regulations.

My knowledge of the subject coupled with practical experience help the students to understand the topics in a better way and relate them to the practical world.

Tutoring Approach:
I think my job is not only to impart knowledge but also give confidence to the students by highlighting their abilities and skills and at the same time working on their weaknesses.

Let me quote an example:

I was coaching a CIMA student and it was her last chance to pass that exam. I noticed that knowledge of the subject was not an issue.

I just fine tuned her concepts and gave her confidence.

I only delivered three sessions and she passed her exam.

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