Bournemouth Accounting Tutors and Bournemouth Accounting Tuition

Personal Description:
I am an experienced Teacher of Maths to A level, AAT, Tax, Financial Accounting, Management Accounting & Statistics.

My teaching experience ranges from 1-1 teaching, group teaching, teaching in state schools and private colleges, teaching for University Foundation Programs and delivering training at clients' premises.

I am enhanced DBS checked.

Teaching Experience:
Some of the schools/colleges I have taught are:

Loughborough College
Al Hikmah
East Kent College
Cambian Group
Royal Grammar School High Wycombe
Oaklands College St Albans
Nova Training College
Cherwell College Oxford
Cambridge Seminars
Emperia College Luton
Bell Cambridge
West London Vocational College (SAGE)
Milton Keynes College
EF Academy Oxford

Tutoring Approach:
Whichever way the student wishes the lessons to be conducted but personally I tend to focus on concepts.

Subjects

Personal Description:
I am a hard working, confident and enthusiastic practitioner of my subject. I have comprehensive subject knowledge in both business and accounting and am a practising teacher of 27 years.

Teaching Experience:
I have 27 years teaching experience of both GCSE and A Level Accounting and Business Studies, as well as vast experience in the delivery and support of vocational business related courses at both level 2 and level 3. I have extensive knoweldge of the AQA A level Business Studies specification, as well as AQA and Edexcel GCSE specifications. I have delivered both assessed and examined units on the new BTEC Business BTEC at level 3, including units 2 and 3. I have been heavily involved in resource production and editing for a major educational publisher, further demonstrating my subject knoweldge and awareness of different methods of assessment.

Tutoring Approach:
Relaxed approach focusing on subject knoweldge as well as exam technique. I am happy to be led by the specific needs of the individual tutee in order to provide a personlised plan of learning and assessment.

Subjects

Personal Description:
In terms of academic qualifications, I have an accountancy and finance background with further specialization (MSc) in Finance and Risk Management along with MSc Professional Accountancy. Throughout my educational years, I have been a distinction holder. During my MSc degree in UK as well, I have maintained my academic record. I can not only teach academic subjects but also assist research students in their research work as for the last three years. I am working on the dissertations as well as on the coursework for students.

I am teaching for the last 10 years to students who are pursuing accounting and business studies as their career. I also helped students for modules like Human Resource, Project Management, Process Management, Research Methods, Criminology, marketing and e.t.c.
I have done ACCA, CIA, CFE, CFC apart from this i am left with couple of exams of ACA and done CFAB. I have also done undergraduate and Postgraduate.
I am doing job since 2008 and also has an experience of working as:
Career Advisor
Course Coordinator
Teacher Assistant
Accountant
Marketing supervisor for marketing campaign in PHILLIP MORRIS INT.




IN ACCA I HAVE THREE WORLD OVER DISTINCTIONS

Teaching Experience:
I have experience of teaching all papers of ACCA even optional level.
I have experience of teaching Corporate Finance to Master level students of Aston University.
I have experience of teaching all the papers of Professional Stage Knowledge Module to ACA students.
I have experience of teaching all the papers of Certified Accounting Technician (CAT).
I also taught the undergraduate and Postgraduate students of Birmingham University, Aston University, Warwick University, Coventry University, Nottingham University, Nottingham Trent University, Birmingham City University, Sheffield University, Wolverhampton University, University of East Anglia, Hull University, Derby University, University of Glasgow and several others.
I have experience of teaching AAT subjects to the students as well as all GCSE and A-Level students .
I am also assisting students with any assignment they require. I done more than 1000 research papers and taught more than 500 individual students

Tutoring Approach:
I think for teaching one has to come to the level of the student and also one must be aware of the requirement of the specific paper with reference to exam I mean exam approach teaching is the best of all. I believe in quality of the lecture not the length of it.

Firstly, the students needs have to be understood and then the tutoring phase will carefully outlined and tutees will be taught according to their needs. Questions will be encouraged throughout the session as these are important for higher understanding.

Subjects

Personal Description:
I specialize in exam techniques and improving target grades of students. My tutoring approach is to regularly assess the student's attainment level and tailor the lessons targeting the areas that need improvements.

Teaching Experience:
• Working for prestigious private schools in surrey as a private tutor.
• Private tutor - International Baccalaureate.
• Training and development of corporate finance staff.
• Many years of experience as a private tutor & a mentor

Tutoring Approach:
• Develop student's focus
• Teach students smart techniques to remember keywords / definitions.
• Evaluate student's knowledge through discussion of past exam papers within a friendly and relaxed environment.
• Teach smart answering techniques to gain high scores.

Subjects

Personal Description:
DO YOU NEED A TUTOR FOR EXAMS/RE-SIT EXAMS THIS YEAR? LOOK NO FURTHER!


GRADE 1 OUTSTANDING - OFSTED (from 2002 to 2024!)
I have been the Head of Accounting since 2006, at a large Catholic Sixth Form College in Hulme, Manchester. I am 46 years old, living in Didsbury, South Manchester. I gained my degree in Economics and Finance in 1998 from Leicester University. I began teaching in 2002 so have many years of experience teaching Accounting.

I mainly offer tuition at my home, or a local library, either at the weekend, or weekday evenings. However, I am usually able to offer tuition during the school/college holidays.

Teaching Experience:
I completed my PGCE at Manchester University in 2002. I only teach Accounting AS and A2 Level, and this is therefore my main specialism. I can also help students in need of tutoring on the Finance elements of the Business Studies A Level, or on Accounting/Finance elements of Business/Accounting/Finance degree courses.

I teach the AQA specification.

Many tutors are not willing to advertise the results they have achieved with students. I recommend you read the section below on the results i have achieved with my A Level Accounting students.

Also, many tutors seem to offer tuition in a wide variety of subjects. Are they really specialists in so many different subjects? I am an Accounting specialist, and only offer tuition in Accounting or the Finance elements of a Business course. If you need a Maths tutor, then hire a Maths specialist. If you need an Accounting tutor, then hire me!

Tutoring Approach:
Many other tutors seem to describe their strategies/relationships etc, without mentioning anything concrete like exam results! Surely the one thing a prospective student wants to know about is exam results!?!? Read on.

I have an incredibly strong track record of results at A Level Accounting. Compare the results of my students against the national benchmarks below. Please compare the difference between my students, and the benchmarks. We are WAY ahead!


My A Level Accounting students in 2022:

Grade A*-B = 79%

Benchmark A2 Accounting 2022:

Grade A*-B = 43%


Each department within the college is graded according to the college's own internal validation procedure. I have been graded as 1 'OUTSTANDING' for 17 years on the row, since I became head of the department!!!

The Accounting department was also graded as 1 'OUTSTANDING' in the last OFSTED report in Jan 2023. Key Findings from Ofsted:

"A high proportion of students achieve grades A and B. In A-Level Accounting more than two thirds of students gained a high grade (A-B). In AS Accounting, almost four times the national average achieved a high grade (A-B)."


I have been awarded grade 1 on the ALPS measure for value added on 3 separate occasions in recent years. This means i add more value to my students than any other college in the country. Value added measures the difference between what the Government predicts a student should achieve at A Level based on their GCSE performance and what they actually achieve.

Here are the previous years results, so you can see that the performance is ALWAYS impressive, and WAY ABOVE benchmark.


My A Level Accounting students in 2021:

Grade A*-B = 63%


Benchmark A Level Accounting 2021:

Grade A*-B = 47%


My A Level Accounting students in 2020:

Grade A*-B = 61%

Benchmark A Level Accounting 2020:

Grade A*-B = 44%


My A Level Accounting students in 2019:

Grade A*-B = 47%

Benchmark A2 Accounting 2019:

Grade A*-B = 33%


My A2 Accounting students in 2018:

Grade A*-B = 47%

Benchmark A2 Accounting 2018:

Grade A*-B = 37%


My A2 Accounting students in 2017:

Grade A*-B = 63%

Benchmark A2 Accounting 2017:

Grade A*-B = 40%


My A2 Accounting students in 2016:

Grade A*-B = 51%

Benchmark A2 Accounting 2016:

Grade A*-B = 35%


My A2 Accounting students in 2015:

Grade A*-B = 48%

Benchmark A2 Accounting 2015:

Grade A*-B = 34%


My A2 Accounting students in 2014:

Grade A*-B = 56%

Benchmark A2 Accounting 2014:

Grade A*-B = 36%


My A2 Accounting students in 2013:

Grade A*-B = 68%

Benchmark A2 Accounting 2013:

Grade A*-B = 38%


My A2 Accounting students in 2012:

Grade A*-B = 68%

Benchmark A2 Accounting 2012:

Grade A*-B = 36%


My A2 Accounting students in 2011:

Grade A*-B = 54.54%

Benchmark A2 Accounting 2011:

Grade A*-B = 35.12%



My A2 Accounting students in 2010:

Grade A*-B = 67.35%


Benchmark A2 Accounting 2010:

Grade A*-B = 37.36%


My A2 Accounting students in 2009:

Grade A*-B = 66.67%


Benchmark A2 Accounting 2009:

Grade A*-B = 35.83%


My A2 Accounting students in 2008:

Grade A*-B = 77.27%


Benchmark A2 Accounting 2008:

Grade A*-B = 33.93%

Subjects

Personal Description:
I commenced teaching the AAT qualification in 2009 and currently teach in both a classroom and online setting.

In addition to teaching, I also work as an accountant in the automotive industry. This ensures I bring recent and relevant discussion and expertise to my teaching.

DBS checked. Certification available upon request.

Teaching Experience:
AAT AQ22 units I teach

AAT Level 4
Drafting and Interpreting Financial Statements (DAIF)
Applied Management Accounting (AMAC)
Internal Accounting Systems and Controls (INAC)
Personal Tax (PNTA)
Credit & Debt Management (CRDM)
Synoptic exam (for AAT apprentices)

AAT Level 3
Financial Accounting: Preparing Financial Statements (FAPS)
Management Accounting Techniques (MATS)
Tax Processes for Business (TPFB)
Business Awareness (BUAW)


AAT Level 2
Introduction to Bookkeeping (ITBK)
Principles of Bookkeeping Controls (POBC)
Principles of Costing (PCTN)
Business Environment Synoptic (BESY)

Tutoring Approach:
The teaching and learning you will undergo with me is structured to meet the requirements of the AAT AQ22 syllabus.

My tutoring is student-centred. This means you determine the topic, content, and pace of your learning. Feedback from my students consistently states I am a patient teacher; I am happy to revisit topics you find challenging to help you understand them in a clear and confident way.

Subjects

Personal Description:
I am an experienced teacher of Photography and Urdu language. I can help you, as I have helped all of my previous and current students, to learn more effectively and score higher on your exams.

Teaching Experience:
Experience: I have been a -qualified teacher for more than a decade and I have a background in interdisciplinary teaching and education and I have focused on developing strategies to help students achieve far higher than they have been predicted or than they expected in their evaluations and exams. I can also give online sessions . thanks

Tutoring Approach:
I offer a 1.5 hour introductory photography lesson to individual adult learners at the special rate for students.
This may be enough to help you get to grips with your camera and/or establish whether the teaching methods and aims fit. Normal session is 2 hours minimum.




I also like to teach photography in a creative way, allowing the pupil to develop their own style through a process of fieldwork, set projects and the study of other artists and photographers. They will start to see the world in a different way. It is a great confidence builder as well as a skills provider.

I am also able to teach groups at special rates and team-building days with corporates and organisations. Mentoring of individuals in the process of career change and personal development. Please enquire about any of the above.

Whether you are an absolute beginner or a serious Photographer who wants to expand on their techniques in Photography for professional use or a casual amateur who wants to become competent at handling a compact camera to create compelling lasting photographic memories, whatever your requirements I can deliver the learning that will enable you to achieve.

Photography skills covered, for Beginners / Intermediate / Advanced learners:
- Camera craft (Digital or Film)
- Understanding exposure
- The appropriate use of depth-of-field
- The art of composition
- Editing and managing your digital photographs with your computer
- Colour balancing
- Photo-retouching with Photoshop (or another photo enhancement software on demand)
- Photo-manipulation

I work at my students pace. Learning-to-Task approach (The lessons are tailored to what you want to achieve, with the most effective route delivered to your learning styles). From the ground up, you/the student will understand all the principles and application of the skills you want to gain.

I use re-enforced learning methods so you are left confident that you can achieve the desired results on your own.
I follow these lessons with the option of remote telephone/Skype support, if ever you get stuck.
N.B. Lessons can be taken within one year of purchase. Additional rates quoted for travel beyond central London.

Subjects

Personal Description:
I am a practising Chartered Management Accountant with over 15 years UK experience in Accountancy, Tax and Business Management. I have wide experience in teaching and training junior accountants and able to understand the individual learning needs and offer additional supports accordingly.

Teaching Experience:
I have been teaching and training junior accountants for over 10 years and also teaching Accountancy and Tax on part time basis at University of Suffolk Bury St Edmunds .

Tutoring Approach:
I will assess the individual learning requirement and work on them and assess the learning outcome in regular intervals. This will enable to identify where additional support is required and develop strategies to improve the overall learning process.

Subjects

Personal Description:
Econometrics, Financial Modelling, Real Estate and Economics

✓ Credentials: Investment Banking, M&A and Real Estate professional. Oxford & LSE graduate ✓ Specialisation: Econometrics, Financial Modelling, Real Estate Analysis and Economics.

Teaching Experience:
Assist students with gaining skills, confidence and expertise in the areas of financial valuation, financial mathematics and mathematical finance:
- Financial Forecasting and Operating Models
- Business Plan Analysis
- Discounted Cash Flow Analysis and Models
- Discounted Dividend Models
- Leverage Buyout Models
- Real Estate Appraisal Valuation Models
- Commercial and Residential Property Valuation
- Pricing of European/American/Exotic Derivatives and Binary Options
- Monte Carlo Simulation Analysis
- Credit, Market and Operational Risk Models
- Pricing of Credit Derivatives and CDOs
- Copula Models

Assist students with gaining skills, confidence and expertise in the areas of applied econometric modelling and analysis in relation to their studies and/or thesis:
- Cointegration and Error Correction Analysis
- Vector autoregression (VAR) Model
- Stationarity and time-series differencing
- Generalized AutoRegressive Conditional Heteroskedasticity (GARCH)
- Autoregressive Moving Average (ARMA) Models
- Logistic and Probit/Tobit Regression Models
- Ordinary Regression Analysis
- Instrumental Variables Techniques
- Principal Component Analysis
- Generalized Structural Equation Models
- Panel Data Analysis Fixed and Random Effects
- Dynamic Panel Data Models

With regards to real estate topics, assistance with preparation for the RICS qualifications with emphasis on the investment appraisal, property finance and performance measurement modules:

- RICS Valuation (Associated and Chartered)
- RICS Property Finance and Investment (Chartered)
- RICS Commercial Property (Associate and Chartered) with focus on investment appraisal, performance measurement and analysis

Other Subjects:
- Econometrics (Degree level / PhD level / Post doctoral level)
- Finance (Degree level / PhD level / Post doctoral level)
- Real Estate (Degree level / PhD level / Post doctoral level)
- Economics (A/AS-Level / Degree level / PhD level / Post doctoral level)
- Business Studies (A/AS-Level / Degree level / PhD level / Post doctoral level)

Exam preparation for Professional Qualifications:
- Certified Financial Analyst (CFA) - all levels
- Investment Management Certificate (IMC)
- Royal Institution of Chartered Surveyors (RICS) qualifications with focus on real estate valuation aspects

Tutoring Approach:
Supervision with regards to constructing your own business valuation and forecast models using a wide range of specialised software (excel, eviews, stata, SPSS, R, Matlab and VBA); including econometric analysis of time-series, cross-sectional and panel data.

Assist students with gaining skills, confidence and expertise in the areas of:
- financial valuation
- financial mathematics
- mathematical finance
- applied econometric modelling

With regards to real estate topics, assistance with preparation for the RICS qualifications with emphasis on the investment appraisal, property finance and performance measurement modules.

Subjects

Personal Description:
I am a qualified Accountant with years of one to one teaching experience. I worked for Greater London Tutorial Agency in the past and can confidently confirm that I assisted degree level and professional accountancy students. I also have years of practical experience in the following areas:

Management Accounting
Financial Accounting
Taxation
Information Technology

Teaching Experience:
I have also done one to one teaching (i.e. visiting or being visited by students). My teaching experience with Greater London Tutorial Agency commenced in 2003

Tutoring Approach:
I approach every assignment by first getting to know every potential student's requirements (i.e. the areas of their studies that they find very difficult to handle). Working with the student, I concentrate on those areas with a view to getting them ready for their exams.

Since the outbreak of Covid-19, I have been available for remote (on-line teaching).

Subjects

Personal Description:
I am a reliable, hardworking young man who is passionate about education. I am very relevant to the upcoming generation in terms of my ways to deliver information which are very exciting and interesting.

Teaching Experience:
I have vast experience in tutoring a variety of University and High School students mainly focusing on Economics, Accounting, Mathematics and statistics for 4 years.

Tutoring Approach:
My approach is to deeply explain the subject in question and give a technical way to answer a variety questions

Subjects

Personal Description:
I am an ACCA member and can teach GCSE, A-level accounting, and business subjects. I am also experienced in ACCA Tax and finance.

Teaching Experience:
I have been teaching since 2000 and my total teaching experience is over 20 years

Tutoring Approach:
Simple, Activity and practice Based

Subjects

Personal Description:
I am a committed, PGCE trained teacher with QTLS who hopes to build on the experience that I have gained through my PGCE and my teaching experience in FE colleges and 6th form schools so far by gaining employment in a new role as a GCSE & A Level Business Studies online tutor, and Homework help. I am an extremely hard working and self-motivated individual. Through my studies and professional work experience, I have developed a substantial skill set, including excellent numeracy, analytical, problem solving, decision-making, team working, the ability to work at own initiative, and utilise interpersonal and communicative abilities to formulate beneficial relationships at all levels. I have a passion to tutor and support students to attain their full potential.

Teaching Experience:
I am a full qualified Business Studies teacher, and I have taught GCSE and A Level Business, Finance, and Accounting in 6th form Schools and colleges in London for 8 years. I have also experience in teaching GCSE Economics as well as BTEC Business (New Syllabus) I have a great passion to teach and I have a very good track record of my previous students who achieved good results. I also have worked with special needs students with different learning disabilities including Autism, Dyslexia, and ADHD.

Tutoring Approach:
My approach to Tutoring is one on one, each student is unique, with different learning abilities, and prefer different learning styles. There is no one size fits all lesson. One on one is beneficial to students, as a tutor I will have to continually assess each one academically and tailor my lessons to their particular needs. This way each child is able to achieve their full potential.

Small groups tutoring does work in certain situations where students are friends and prefer to learn together as they motivate and learn form each other especially in times of revision. My approach to tutoring will mostly depends on the individual's needs.

Subjects

Personal Description:
I am a qualified and experienced accounting lecturer and have started my teaching career in 2009 and since then I have been Lecturing Accounting and Finance units in both classroom and online settings. My approach towards teaching is very "student oriented" and I am a firm believer of providing more and more practice to my students to enhance their learning and analysing skills. The core target of each lesson is to meet the requirements of syllabus and preparing the learners towards achieving high grades in their exams.. I have vast resources created during my teaching career enabling the students to learn and understand the concepts and exam style questions.

In terms of academic qualification, I have Masters degree in Accounting and Finance and have also got Post Graduate Certificate in Education (PGCE).

During my 12 years of teaching career, I have taught all the levels of AAT qualification, finance units for HND and BTec qualifications and accounting units for university students.

I have vast experience of providing private tuitions for Mathematics subject to high school students. I have large bank of resources for Maths subject covering all major examination boards.

Teaching Experience:
I have 12 years of experience as an Accountancy Lecturer. I have experience of teaching all the papers for AQ2022 qualifications.

Subjects taught:
AAT Level 2
Introduction to Bookkeeping
Principles of Bookkeeping Controls
Principles of Costing
Business Environment

AAT Level 3
Business Awareness
Financial Accounting: Preparing Financial Statements
Management Accounting Techniques
Tax Processes for Business
Synoptic (For Apprenticeship students)

AAT Level 4
Applied Management Accounting
Drafting and Interpreting Financial Statements
Internal Accounting Systems and Control
Personal Tax
Credit and Debt Management
Synoptic (For Apprenticeship students)

Maths to GCSE students

I have also got the experience of teaching accountancy units for university level students for University of Chester and Metropolitan Manchester University (MMU).

Tutoring Approach:
My approach towards teaching is based on the principle of "Student Oriented". I believe that every student has their own particular way of learning so I adapt my teaching technique as per the requirement of each individual. The focus of each lesson is on getting excellent score in exams.

I have a very flexible and organised approach towards teaching and have vast resources to deliver the lesson ensuring complete understanding of the topic taught.

Being a teacher and exam marker, I fully understand the exam preparation criteria and can deliver the topic as per exam requirements. My aim for students is always to prepare them to achieve the exam with distinction grade. I believe in providing more and more practice to the students about exam style questions and developing their problem solving and analysis skills.

Subjects

Personal Description:
I'm a very experienced, qualified A-Level Accounting teacher, having taught the subject in sixth form colleges for over 10 years. I understand that Accounting can be a difficult subject to master, with its own unique language and techniques, and I am able to explain topics clearly and patiently. I believe that interactive lessons are key to success and that learning comprises both explanation and practise. I can help students to overcome their anxiety about this subject and, through improved knowledge and understanding, increase their confidence. I am very familiar with the AQA specification, having attended relevant training sessions, and I know what's needed to achieve high marks on exam questions. I have an excellent track record of exam results, with most students achieving very high grades and progressing to their preferred university. I have a degree from the University of Warwick, and I am a fully qualified accountant (CIMA). I have 8 years of prior experience working in Finance in industry, including Cadbury Ltd and KPMG. I welcome the opportunity to help students who are struggling with Accounting. Having experience in both 1-1 tuition and teaching, I firmly believe that I can help all students to achieve their potential.

Teaching Experience:
I have taught A-Level Accounting in sixth form colleges for over 10 years. Prior to that, I taught the professional accounting qualifications: CIMA, ACCA and AAT. I am a fully qualified teacher. Since 2019 I have also offered private tutoring for students to support and help them prepare for the A-Level Accounting exams.
I am an expert in A-Level Accounting, and have attended AQA training sessions. I am a fully qualified CIMA accountant, and have worked in industry, meaning that I have 'real life' experience of accounting and finance.

Tutoring Approach:
I believe that the key to successful tutoring is to listen to what a student needs, and then to respond by providing support and guidance that target those particular areas. A key component of tutoring is explaining key terms and concepts and answering questions. Practise is vital in A-Level Accounting, and so I provide lots of opportunity for the tutee to answer accounting questions. I provide support during this, and feedback. Developing a good working relationship with the student is very important - the tutee needs to trust me to do a good job. I think I can provide this: I am patient, understanding, kind and considerate. I can offer these things in addition to the technical knowledge and skills that I have, and as a result, dramatically improve the tutee's chances of success in the A-Level Accounting exams.

I offer tutoring at my home (Dickens Heath, Shirley), tutoring at your home (dependant upon distance and travel time), or tutoring in a central Solihull location (walking distance from the train station and convenient for bus routes and the Sixth Form College).

Subjects

Personal Description:
I am a Qualified Chartered Accountant with over 13 years of experience. I offer personalised, engaging, and reliable tutoring, focused on providing clear and supportive guidance to help students succeed.

Teaching Experience:
I have a vast experience of one to one teaching from 2010 to date. My expertise is in Accounting, taxation and finance.

I am also a member of ACCA and ICAEW and have been working in accountancy practices since 2006 helping clients to comply with their accounting and tax regulations.

My knowledge of the subject coupled with practical experience help the students to understand the topics in a better way and relate them to the practical world.

Tutoring Approach:
I think my job is not only to impart knowledge but also give confidence to the students by highlighting their abilities and skills and at the same time working on their weaknesses.

Let me quote an example:

I was coaching a CIMA student and it was her last chance to pass that exam. I noticed that knowledge of the subject was not an issue.

I just fine tuned her concepts and gave her confidence.

I only delivered three sessions and she passed her exam.

Subjects

Personal Description:
Retired Chartered Accountant. Experienced teacher.

Teaching Experience:
Taught Accounting at Wayne State University, Detroit Michigan

Private tutor to university and chartered accountancy students in England.

Tutoring Approach:
I first assess the level of understanding of the students. Then teach them at their pace.

Subjects

Personal Description:
Qualified Teacher. Your progress is paramount. Grow your confidence through deeper subject understanding. Together, with my extensive experience and an open dialogue, we'll formulate a tailor-made plan to achieve your goals.

Teaching Experience:
I have been teaching privately to students for the past 5 years through zoom sessions. Hence, I have plenty of experience with regards to teaching online.

Tutoring Approach:
Explain concepts out loud, using clear and concise language. Encourage students to repeat back the information or explain it in their own words.

Subjects